GIC Housing Finance Limited

Financial Services›Financial Services›Finance›Housing Finance Company

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Key metrics

Price as of 2026-07-17

Stock price
₹151.45
Market cap
816 Cr
Stock P/E
4.3
P/B
0.39
Dividend yield
3.0%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricJun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Net Interest Income————————————
Other income3 Cr5 Cr7 Cr13 Cr3 Cr5 Cr0.96 Cr4 Cr0.08 Cr0.19 Cr0.02 Cr0.77 Cr
Net operating income3 Cr5 Cr7 Cr13 Cr3 Cr5 Cr0.96 Cr4 Cr0.08 Cr0.19 Cr0.02 Cr0.77 Cr
Employee cost17 Cr31 Cr48 Cr64 Cr16 Cr34 Cr18 Cr22 Cr20 Cr22 Cr23 Cr25 Cr
Other expenses15 Cr31 Cr41 Cr58 Cr13 Cr31 Cr15 Cr15 Cr12 Cr14 Cr21 Cr18 Cr
Provisions & contingencies————————————
Depreciation4 Cr7 Cr11 Cr15 Cr4 Cr7 Cr4 Cr4 Cr3 Cr3 Cr3 Cr3 Cr
Profit before tax42 Cr83 Cr125 Cr204 Cr47 Cr95 Cr56 Cr56 Cr-20 Cr61 Cr55 Cr63 Cr
Tax %24.1%24.9%21.8%25.9%16.9%20.2%12.0%36.7%136.5%18.3%20.4%15.3%
Net profit32 Cr62 Cr98 Cr151 Cr39 Cr76 Cr50 Cr35 Cr7 Cr50 Cr44 Cr54 Cr
EPS (₹)₹5.91₹11.52₹18.14₹28.11₹7.24₹14.02₹9.23₹6.54₹1.38₹9.29₹8.11₹9.97

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2022Standalone onlyMar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income434 Cr396 Cr332 Cr——Sign in for TTM
Other income7 Cr14 Cr13 Cr10 Cr1 CrSign in for TTM
Net operating income441 Cr410 Cr345 Cr10 Cr1 CrSign in for TTM
Employee cost48 Cr60 Cr64 Cr74 Cr90 CrSign in for TTM
Other expenses49 Cr49 Cr58 Cr60 Cr66 CrSign in for TTM
Provisions & contingencies—————Sign in for TTM
Depreciation9 Cr10 Cr15 Cr15 Cr11 CrSign in for TTM
Profit before tax230 Cr290 Cr204 Cr207 Cr159 CrSign in for TTM
Tax %24.7%26.4%25.9%22.4%2.8%Sign in for TTM
Net profit174 Cr213 Cr151 Cr160 Cr155 CrSign in for TTM
EPS (₹)₹32.22₹39.60₹28.11₹29.79₹28.75Sign in for TTM
Dividend payout %12.4%0.0%16.0%15.1%15.7%Sign in for TTM
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Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2022Standalone onlyMar 2023Mar 2024Mar 2025Mar 2026
Equity capital54 Cr54 Cr54 Cr54 Cr54 Cr
Reserves1,457 Cr1,645 Cr1,775 Cr1,911 Cr2,053 Cr
Borrowings8,857 Cr8,017 Cr7,833 Cr7,373 Cr7,115 Cr
Other liabilities1,561 Cr1,204 Cr809 Cr1,437 Cr2,077 Cr
Total liabilities11,929 Cr10,920 Cr10,471 Cr10,775 Cr11,299 Cr
Fixed assets (net)2 Cr3 Cr3 Cr3 Cr3 Cr
CWIP0.0000 Cr0.0000 Cr0.0000 Cr0.0000 Cr0.0000 Cr
Investments15 Cr229 Cr168 Cr254 Cr210 Cr
Other assets477 Cr70 Cr36 Cr54 Cr41 Cr
Total assets11,929 Cr10,920 Cr10,471 Cr10,775 Cr11,299 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2022Standalone onlyMar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity1,286 Cr290 Cr522 Cr-18 Cr-320 Cr
Cash from investing-3 Cr0.0000 Cr64 Cr-87 Cr52 Cr
Cash from financing-892 Cr0.0000 Cr-619 Cr122 Cr255 Cr
Net cash flow391 Cr290 Cr-34 Cr18 Cr-14 Cr
Free cash flow (OCF − Capex)1,286 Cr290 Cr520 Cr-19 Cr-321 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2022Standalone onlyMar 2023Mar 2024Mar 2025Mar 2026
ROCE %61.6%10.1%9.3%9.7%9.2%
ROE %11.5%12.5%8.3%8.2%7.3%
Debtor days00000
Inventory days00000
Days payable—————
Cash conversion cycle00000
Debt / equity5.864.724.283.753.38
Current ratio—————
Net debt / EBITDA0.008.048.507.928.25

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