EDELWEISS

Edelweiss Financial Services Limited

Diversified financial services holding company with NBFC, housing finance and insurance businesses

Financial Services›Financial Services›Finance›Holding Company

edelweissfin.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹134.84
Market cap
12,763 Cr
Stock P/E
21.2
P/B
2.76
Dividend yield
3.7%
ROE (FY26)
9.2%
ROCE (FY26)
13.6%
Operating margin (FY26)
28.3%
Debt / equity (FY26)
4.00

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Edelweiss (Edelweiss Financial Services) is a financial-services holding company that runs seven businesses: alternative asset management, mutual fund, asset reconstruction, non-banking finance company (NBFC) lending, housing finance, general insurance and life insurance.

Company snapshot

4thBy market cap

Ranked among 13 companies in Holding Company.

Segment mix

Reportable segments as of 2024-12-31 (Consolidated). Revenue share = segment revenue ÷ total revenue.

Largest segment: 43.5% of revenue

SegmentRevenue shareRevenuePBTAssets
Alternatives business
8.5%
601 Cr226 Cr—
Asset reconstruction business
9.3%
658 Cr373 Cr—
Capital business
43.5%
3,080 Cr120 Cr—
Insurance business
35.3%
2,500 Cr-195 Cr—
Mutual Fund business
2.7%
190 Cr65 Cr—
Other business
2.1%
147 Cr18 Cr—

Shares add up to 101% because segment revenues are before inter-segment eliminations.

What we see

Positives
  • ✓Cash flow from operations is higher than reported profit — earnings quality looks solid.
Concerns
  • ✗Debt-to-equity of 4.00x — the company carries significant debt relative to its equity base.
2 more signals from the filings.Sign in free to see them all

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income102 Cr-11 Cr29 Cr28 Cr-78 Cr120 Cr125 Cr-14 Cr32 Cr105 Cr152 Cr95 Cr
Other income9 Cr17 Cr59 Cr12 Cr11 Cr68 Cr120 Cr35 Cr39 Cr311 Cr51 Cr90 Cr
Net operating income112 Cr5 Cr88 Cr39 Cr-67 Cr188 Cr246 Cr21 Cr71 Cr416 Cr204 Cr185 Cr
Employee cost270 Cr361 Cr348 Cr283 Cr445 Cr294 Cr292 Cr273 Cr338 Cr512 Cr247 Cr394 Cr
Other expenses1,110 Cr1,247 Cr1,616 Cr1,159 Cr1,272 Cr994 Cr1,468 Cr1,143 Cr938 Cr2,366 Cr1,175 Cr1,348 Cr
Provisions & contingencies————————————
Depreciation31 Cr32 Cr33 Cr34 Cr36 Cr34 Cr43 Cr36 Cr36 Cr37 Cr35 Cr36 Cr
Profit before tax106 Cr89 Cr218 Cr105 Cr319 Cr181 Cr196 Cr110 Cr-46 Cr792 Cr-29 Cr123 Cr
Tax %10.7%-70.8%6.8%18.5%57.1%14.4%19.4%7.0%479.2%65.9%554.7%-9.6%
Net profit95 Cr152 Cr203 Cr85 Cr137 Cr155 Cr158 Cr103 Cr175 Cr270 Cr132 Cr134 Cr
EPS (₹)₹0.85₹1.39₹1.88₹0.95₹1.52₹1.69₹1.72₹1.10₹1.86₹2.86₹1.40₹1.42

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income———1,109 Cr200 Cr61 Cr371 Cr67 Cr153 Cr275 CrSign in free for the trailing twelve months
Other income27 Cr38 Cr84 Cr89 Cr1,491 Cr393 Cr152 Cr102 Cr438 Cr448 CrSign in free for the trailing twelve months
Net operating income27 Cr38 Cr84 Cr1,198 Cr1,692 Cr455 Cr523 Cr169 Cr591 Cr723 CrSign in free for the trailing twelve months
Employee cost1,102 Cr1,355 Cr1,650 Cr1,407 Cr1,616 Cr1,064 Cr1,065 Cr1,210 Cr1,318 Cr1,370 CrSign in free for the trailing twelve months
Other expenses1,231 Cr2,204 Cr2,638 Cr2,936 Cr3,732 Cr2,932 Cr4,240 Cr5,027 Cr4,890 Cr5,622 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation106 Cr112 Cr132 Cr232 Cr260 Cr151 Cr138 Cr126 Cr147 Cr144 CrSign in free for the trailing twelve months
Profit before tax943 Cr1,418 Cr1,744 Cr-2,457 Cr145 Cr227 Cr385 Cr437 Cr802 Cr827 CrSign in free for the trailing twelve months
Tax %41.8%39.5%40.1%16.8%-74.7%6.7%-5.4%-20.7%33.2%17.8%Sign in free for the trailing twelve months
Net profit563 Cr890 Cr1,044 Cr-2,044 Cr253 Cr212 Cr406 Cr528 Cr536 Cr680 CrSign in free for the trailing twelve months
EPS (₹)₹7.26₹10.11₹11.28₹-23.01₹2.98₹2.11₹3.83₹4.68₹5.89₹7.23Sign in free for the trailing twelve months
Dividend payout %————0.0%62.0%33.9%26.6%25.7%70.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital83 Cr92 Cr89 Cr89 Cr89 Cr90 Cr90 Cr90 Cr92 Cr95 Cr
Reserves4,246 Cr6,579 Cr7,588 Cr7,118 Cr6,488 Cr6,448 Cr6,654 Cr4,672 Cr4,333 Cr4,528 Cr
Borrowings28,827 Cr42,231 Cr19,435 Cr36,657 Cr28,436 Cr22,711 Cr21,736 Cr20,248 Cr17,875 Cr18,504 Cr
Other liabilities10,709 Cr13,520 Cr36,153 Cr10,416 Cr9,862 Cr12,884 Cr14,482 Cr16,622 Cr17,830 Cr19,294 Cr
Total liabilities44,823 Cr63,514 Cr64,303 Cr54,280 Cr45,975 Cr43,188 Cr44,064 Cr42,920 Cr41,623 Cr43,741 Cr
Fixed assets (net)526 Cr573 Cr548 Cr1,501 Cr1,228 Cr1,107 Cr1,033 Cr915 Cr876 Cr877 Cr
CWIP95 Cr1 Cr10 Cr11 Cr0.79 Cr0.06 Cr0.71 Cr4 Cr0.44 Cr1 Cr
Investments6,878 Cr9,075 Cr9,114 Cr8,712 Cr11,816 Cr12,931 Cr14,645 Cr18,647 Cr17,701 Cr19,952 Cr
Loans & advances——8,955 Cr28,361 Cr21,911 Cr20,006 Cr17,354 Cr14,804 Cr12,221 Cr10,986 Cr
Inventories10,652 Cr16,192 Cr169 Cr44 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr
Trade receivables1,098 Cr2,625 Cr2,610 Cr1,305 Cr506 Cr469 Cr413 Cr358 Cr394 Cr478 Cr
Cash & bank2,618 Cr3,926 Cr3,116 Cr4,943 Cr3,899 Cr1,989 Cr2,746 Cr2,373 Cr4,723 Cr2,720 Cr
Other assets22,956 Cr31,121 Cr39,781 Cr9,404 Cr6,615 Cr6,686 Cr7,873 Cr5,819 Cr5,708 Cr8,726 Cr
Total assets44,823 Cr63,514 Cr64,303 Cr54,280 Cr45,975 Cr43,188 Cr44,064 Cr42,920 Cr41,623 Cr43,741 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-497 Cr-11,137 Cr5,685 Cr12,098 Cr-1,483 Cr5,592 Cr1,720 Cr2,894 Cr2,052 Cr897 Cr
Cash from investing-4,336 Cr-2,328 Cr-1,312 Cr199 Cr9,026 Cr-1,058 Cr746 Cr-482 Cr3,726 Cr-963 Cr
Cash from financing5,112 Cr14,835 Cr-3,665 Cr-10,471 Cr-8,587 Cr-6,444 Cr-1,708 Cr-2,785 Cr-3,428 Cr-1,936 Cr
Net cash flow292 Cr1,351 Cr708 Cr1,827 Cr-1,044 Cr-1,910 Cr757 Cr-373 Cr2,350 Cr-2,002 Cr
Free cash flow (OCF − Capex)-647 Cr———-1,553 Cr5,489 Cr1,638 Cr2,806 Cr1,886 Cr827 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %11.0%9.9%23.0%5.3%11.0%10.6%10.0%12.3%14.0%13.6%
ROE %11.5%11.5%11.4%-28.4%3.5%2.5%4.4%7.0%6.7%9.2%
Debtor days611118850202417141617
Inventory days58868762000000
Days payable1159370———————
Cash conversion cycle5347052452202417141617
Debt / equity6.666.332.535.094.323.473.224.254.044.00
Current ratio1.241.481.67———————
Net debt / EBITDA6.84—2.5112.798.936.986.455.504.315.11