DELPHIFX
DELPHI WORLD MONEY LIMITED
Foreign exchange and travel services provider within Ebix group
Financial Services›Financial Services›Finance›Other Financial Services
Key metrics
Price as of 2026-10-16
Full years shown; sign in free for the trailing twelve months. Learn about these metrics →
Price & valuation
Share price and valuation multiples (P/E, P/B and more) over time.
Loading price history…
Compare with peers
Loading peers…
What you need to know
Delphi World Money (DELPHIFX) is an Indian foreign-exchange, money-transfer and payments company that also runs corporate and leisure travel services, selling to individuals and to corporate clients.
Company snapshot
10thBy market cap
Ranked among 15 companies in Other Financial Services.
Segment mix
Reportable segments as of 2019-03-31 (Consolidated). Revenue share = segment revenue ÷ total revenue.
Largest segment: 99.9% of revenue
| Segment | Revenue share | Revenue | PBT | Assets |
|---|---|---|---|---|
| Forex | 99.9% | 9,154 Cr | -11 Cr | — |
| Unallocated | 0.1% | 6 Cr | -2 Cr | — |
| Wind Power | 0.0% | 2 Cr | -9 Cr | — |
What we see
- ✓Cash flow from operations is higher than reported profit — earnings quality looks solid.
- ✗Net margin is very thin at 1.5% — little room for error if costs rise.
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|
| Sales | 50 Cr | 64 Cr | 69 Cr |
| Operating expenses (approx.) | 47 Cr | 61 Cr | 72 Cr |
| EBITDA | 3 Cr | 3 Cr | -3 Cr |
| OPM % | 5.5% | 4.2% | -4.5% |
| Other income | 0.81 Cr | 8 Cr | 11 Cr |
| Interest | 0.57 Cr | 8 Cr | 4 Cr |
| Depreciation | 0.81 Cr | 2 Cr | 1 Cr |
| Profit before tax | 2 Cr | 0.42 Cr | 2 Cr |
| Tax % | 107.7% | 4.8% | 179.7% |
| Net profit | -0.17 Cr | 0.40 Cr | -2 Cr |
| EPS (₹) | ₹-0.15 | ₹0.02 | ₹-0.08 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2026 | TTM |
|---|---|---|---|---|---|
| Sales | 5,990 Cr | 7,692 Cr | 9,160 Cr | 194 Cr | Sign in free for the trailing twelve months |
| Operating expenses (approx.) | 5,942 Cr | 7,637 Cr | 9,201 Cr | 189 Cr | Sign in free for the trailing twelve months |
| EBITDA | 48 Cr | 55 Cr | -40 Cr | 5 Cr | Sign in free for the trailing twelve months |
| OPM % | 0.8% | 0.7% | -0.4% | 2.4% | Sign in free for the trailing twelve months |
| Other income | 5 Cr | 8 Cr | 29 Cr | 24 Cr | Sign in free for the trailing twelve months |
| Interest | 11 Cr | 7 Cr | 4 Cr | 13 Cr | Sign in free for the trailing twelve months |
| Depreciation | 5 Cr | 4 Cr | 3 Cr | 4 Cr | Sign in free for the trailing twelve months |
| Profit before tax | 34 Cr | 51 Cr | -29 Cr | 11 Cr | Sign in free for the trailing twelve months |
| Tax % | 39.2% | 35.3% | 52.3% | 73.8% | Sign in free for the trailing twelve months |
| Net profit | 21 Cr | 33 Cr | -13 Cr | 3 Cr | Sign in free for the trailing twelve months |
| EPS (₹) | ₹18.00 | ₹28.44 | ₹-11.79 | ₹0.16 | Sign in free for the trailing twelve months |
| Dividend payout % | — | — | — | 0.0% | Sign in free for the trailing twelve months |
The latest four quarters added up, next to each full year
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2026 |
|---|---|---|---|---|
| Equity capital | 12 Cr | 12 Cr | 11 Cr | 49 Cr |
| Reserves | 114 Cr | 167 Cr | 94 Cr | 277 Cr |
| Borrowings | 59 Cr | 115 Cr | 54 Cr | 156 Cr |
| Other liabilities | 107 Cr | 106 Cr | 134 Cr | 361 Cr |
| Total liabilities | 291 Cr | 400 Cr | 293 Cr | 646 Cr |
| Fixed assets (net) | 38 Cr | 38 Cr | 8 Cr | 24 Cr |
| CWIP | — | — | — | 0 Cr |
| Investments | 43 Cr | 73 Cr | 0.38 Cr | 0.0020 Cr |
| Loans & advances | — | — | 60 Cr | 176 Cr |
| Inventories | 24 Cr | 24 Cr | 30 Cr | 10 Cr |
| Trade receivables | 96 Cr | 154 Cr | 32 Cr | 86 Cr |
| Cash & bank | 30 Cr | 67 Cr | 72 Cr | 71 Cr |
| Other assets | 61 Cr | 44 Cr | 91 Cr | 280 Cr |
| Total assets | 291 Cr | 400 Cr | 293 Cr | 646 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2026 |
|---|---|---|---|---|
| Cash from operating activity | 24 Cr | -28 Cr | — | 63 Cr |
| Cash from investing | -8 Cr | 19 Cr | — | -34 Cr |
| Cash from financing | -14 Cr | -11 Cr | — | 4 Cr |
| Net cash flow | 1 Cr | -19 Cr | — | 33 Cr |
| Free cash flow (OCF − Capex) | 19 Cr | -33 Cr | — | 56 Cr |
Ratios
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2026 |
|---|---|---|---|---|
| ROCE % | 24.4% | 19.6% | -15.0% | 8.4% |
| ROE % | 16.5% | 18.4% | -0.9% | 3.7% |
| Debtor days | 6 | 7 | 1 | 160 |
| Inventory days | 1 | 1 | 1 | 18 |
| Days payable | 3 | 2 | 2 | 257 |
| Cash conversion cycle | 4 | 6 | 0 | -78 |
| Debt / equity | 0.47 | 0.64 | 0.52 | 1.20 |
| Current ratio | 1.46 | 1.46 | 1.67 | 1.17 |
| Net debt / EBITDA | 0.61 | — | — | 18.52 |