CORALFINAC

Coral India Finance & Housing Limited

Coral India Finance & Housing Limited (CORALFINAC) financial statements and selected valuation metrics through 30 June 2026.

Services›Services›Commercial Services & Supplies›Diversified Commercial Services

coralhousing.in(opens the company website in a new tab)
Ask AI

Key metrics

Price as of 2026-10-16

Stock price
₹31.34
Market cap
126 Cr
Stock P/E
8.7
P/B
0.61
Dividend yield
1.3%
ROE (FY26)
7.1%
ROCE (FY26)
8.3%
Operating margin (FY26)
79.0%
OCF / EBITDA (FY26)
134.9%
OCF / EBITDA (3Y)
81.4%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

Loading price history…

Compare with peers

Loading peers…

What you need to know

Coral India (Coral India Finance & Housing) is a Mumbai-based company that earns most of its income from investments, including rent, interest on fixed deposits and other financial income, and has a smaller construction segment.

Company snapshot

33rdBy market cap

Ranked among 36 companies in Diversified Commercial Services.

Segment mix

Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.

Largest segment: 120.0% of revenue

SegmentRevenue shareRevenuePBTAssets
CONSTRUCTION—-0.02 Cr-0.96 Cr13 Cr
INVESTMENT
120.0%
4 Cr4 Cr214 Cr

Shares add up to 120% because segment revenues are before inter-segment eliminations.

What we see

Positives
  • ✓Net margin of 96.0% — the business keeps a healthy share of every rupee it earns.
1 more signal from the filings.Sign in free to see them all

Statement tables · Standalone

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Standalone only

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Sales8 Cr3 Cr7 Cr8 Cr7 Cr4 Cr3 Cr5 Cr4 Cr4 Cr3 Cr4 Cr
Operating expenses (approx.)2 Cr0.79 Cr2 Cr1 Cr1 Cr2 Cr0.75 Cr0.78 Cr0.78 Cr0.77 Cr0.85 Cr0.88 Cr
EBITDA7 Cr3 Cr5 Cr7 Cr5 Cr2 Cr2 Cr4 Cr3 Cr3 Cr2 Cr3 Cr
OPM %79.2%77.3%76.1%83.2%83.3%58.0%75.4%83.1%79.7%80.4%72.0%76.4%
Other income-0.76 Cr0.95 Cr1 Cr2 Cr2 Cr0.72 Cr0.56 Cr2 Cr0.99 Cr2 Cr0.51 Cr2 Cr
Interest0 Cr0.0008 Cr0.0015 Cr0 Cr0 Cr0 Cr0.0001 Cr0 Cr0.0003 Cr0.0015 Cr0.0099 Cr0 Cr
Depreciation0.02 Cr0.02 Cr0.02 Cr0.02 Cr0.02 Cr0.02 Cr0.01 Cr0.02 Cr0.02 Cr0.02 Cr0.0073 Cr0.02 Cr
Profit before tax6 Cr4 Cr7 Cr9 Cr7 Cr3 Cr3 Cr6 Cr4 Cr5 Cr3 Cr5 Cr
Tax %20.8%13.8%-1.5%16.4%18.7%17.6%17.5%17.2%12.4%20.2%0.0%13.7%
Net profit5 Cr3 Cr7 Cr7 Cr6 Cr2 Cr2 Cr5 Cr4 Cr4 Cr3 Cr4 Cr
EPS (₹)₹1.13₹0.78₹1.71₹1.77₹1.40₹0.58₹0.58₹1.19₹0.88₹0.93₹0.67₹1.10

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales—22 Cr14 Cr12 Cr20 Cr27 Cr30 Cr28 Cr21 Cr15 CrSign in free for the trailing twelve months
Operating expenses (approx.)—6 Cr4 Cr3 Cr4 Cr5 Cr8 Cr7 Cr5 Cr3 CrSign in free for the trailing twelve months
EBITDA—16 Cr10 Cr9 Cr16 Cr22 Cr21 Cr21 Cr16 Cr12 CrSign in free for the trailing twelve months
OPM %—73.7%70.7%71.5%78.9%80.9%72.1%75.1%77.7%79.4%Sign in free for the trailing twelve months
Other income—0.89 Cr0.34 Cr1 Cr-0.18 Cr-0.17 Cr1 Cr3 Cr5 Cr5 CrSign in free for the trailing twelve months
Interest—0.0050 Cr0.02 Cr0.02 Cr0.0078 Cr0.02 Cr0.0020 Cr0.0025 Cr0.0002 Cr0.01 CrSign in free for the trailing twelve months
Depreciation—0.18 Cr0.15 Cr0.13 Cr0.11 Cr0.10 Cr0.09 Cr0.08 Cr0.07 Cr0.06 CrSign in free for the trailing twelve months
Profit before tax—17 Cr10 Cr10 Cr16 Cr22 Cr22 Cr24 Cr21 Cr17 CrSign in free for the trailing twelve months
Tax %—20.7%19.5%17.3%17.4%20.9%17.9%11.9%17.4%14.2%Sign in free for the trailing twelve months
Net profit—13 Cr8 Cr8 Cr13 Cr17 Cr18 Cr21 Cr17 Cr15 CrSign in free for the trailing twelve months
EPS (₹)—₹2.70₹1.65₹1.61₹3.22₹4.31₹4.55₹5.15₹4.34₹3.67Sign in free for the trailing twelve months
Dividend payout %————6.2%11.6%6.6%5.8%9.2%10.9%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital10 Cr10 Cr10 Cr10 Cr8 Cr8 Cr8 Cr8 Cr8 Cr8 Cr
Reserves135 Cr134 Cr118 Cr107 Cr119 Cr134 Cr142 Cr175 Cr213 Cr199 Cr
Borrowings——————————
Other liabilities6 Cr5 Cr6 Cr8 Cr8 Cr11 Cr15 Cr10 Cr13 Cr16 Cr
Total liabilities151 Cr149 Cr133 Cr125 Cr135 Cr153 Cr164 Cr193 Cr234 Cr223 Cr
Fixed assets (net)2 Cr2 Cr2 Cr2 Cr2 Cr2 Cr1 Cr1 Cr1 Cr1 Cr
CWIP7 Cr4 Cr5 Cr5 Cr5 Cr3 Cr3 Cr3 Cr4 Cr6 Cr
Investments93 Cr89 Cr69 Cr58 Cr96 Cr95 Cr102 Cr137 Cr177 Cr161 Cr
Loans & advances——0 Cr0 Cr0 Cr0.81 Cr1 Cr0.71 Cr0.32 Cr2 Cr
Inventories12 Cr13 Cr13 Cr12 Cr11 Cr15 Cr10 Cr7 Cr6 Cr6 Cr
Trade receivables0.73 Cr0.76 Cr1 Cr2 Cr2 Cr1 Cr0.40 Cr0.50 Cr0.65 Cr0.09 Cr
Cash & bank4 Cr5 Cr4 Cr5 Cr3 Cr2 Cr3 Cr2 Cr0.79 Cr4 Cr
Other assets33 Cr35 Cr40 Cr41 Cr17 Cr35 Cr44 Cr42 Cr43 Cr43 Cr
Total assets151 Cr149 Cr133 Cr125 Cr135 Cr153 Cr164 Cr193 Cr234 Cr223 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity3 Cr-0.64 Cr5 Cr8 Cr7 Cr2 Cr22 Cr5 Cr19 Cr16 Cr
Cash from investing-2 Cr2 Cr-5 Cr-6 Cr12 Cr0.93 Cr-9 Cr-3 Cr-18 Cr-11 Cr
Cash from financing-1 Cr-0.0050 Cr-1 Cr-1 Cr-21 Cr-2 Cr-1 Cr-1 Cr-2 Cr-2 Cr
Net cash flow-0.84 Cr1 Cr-1 Cr0.92 Cr-2 Cr0.81 Cr12 Cr0.50 Cr-0.55 Cr4 Cr
Free cash flow (OCF − Capex)2 Cr—4 Cr8 Cr7 Cr2 Cr22 Cr5 Cr19 Cr16 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %—11.8%8.0%8.3%12.4%15.5%14.9%12.8%9.6%8.3%
ROE %—9.4%6.4%6.8%10.2%12.2%12.2%11.3%7.9%7.1%
Debtor days—132660401457112
Inventory days—215327365189213712190105144
Days payable—11571441015
Cash conversion cycle—216348418215214712596115141
OCF / EBITDA %—-4.0%48.5%97.0%42.3%8.6%103.0%24.2%114.1%134.9%
OCF / EBITDA % (3 years)———36.0%57.7%36.3%51.4%44.9%78.1%81.4%
Debt / equity——————————
Current ratio——26.896.404.2919.3920.2137.8134.2645.49
Net debt / EBITDA—-0.32-0.38-0.55-0.20-0.10-0.12-0.11-0.05-0.31