Cholamandalam Financial Holdings Limited

Financial Services›Financial Services›Finance›Investment Company

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Key metrics

Price as of 2026-07-20

Stock price
₹1553.30
Market cap
29,171 Cr
Stock P/E
5.2
P/B
0.86
Dividend yield
0.4%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricJun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Net Interest Income——————3,171 Cr—————
Other income89 Cr161 Cr209 Cr283 Cr45 Cr135 Cr104 Cr96 Cr87 Cr128 Cr135 Cr153 Cr
Net operating income89 Cr161 Cr209 Cr283 Cr45 Cr135 Cr3,275 Cr96 Cr87 Cr128 Cr135 Cr153 Cr
Employee cost499 Cr1,270 Cr2,090 Cr2,994 Cr809 Cr1,737 Cr1,001 Cr1,052 Cr1,050 Cr1,198 Cr1,221 Cr1,217 Cr
Other expenses1,713 Cr3,437 Cr5,247 Cr7,087 Cr1,862 Cr3,848 Cr2,106 Cr2,074 Cr2,209 Cr2,264 Cr2,355 Cr2,472 Cr
Provisions & contingencies————————————
Depreciation52 Cr104 Cr159 Cr248 Cr70 Cr144 Cr72 Cr79 Cr79 Cr83 Cr87 Cr84 Cr
Profit before tax1,065 Cr2,281 Cr3,644 Cr5,200 Cr1,559 Cr3,070 Cr1,469 Cr1,860 Cr1,695 Cr1,630 Cr1,862 Cr2,140 Cr
Tax %25.4%26.1%25.6%26.2%25.6%25.6%25.8%26.9%25.8%25.6%25.6%24.1%
Net profit792 Cr1,680 Cr2,707 Cr3,851 Cr1,160 Cr2,285 Cr1,093 Cr1,362 Cr1,260 Cr1,214 Cr1,386 Cr1,626 Cr
EPS (₹)₹19.78₹42.20₹67.07₹94.39₹29.20₹57.19₹25.89₹32.68₹30.81₹29.28₹33.32₹36.59

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income————7,143 Cr9,371 Cr——Sign in for TTM
Other income21 Cr1 Cr5 Cr91 Cr230 Cr283 Cr335 Cr503 CrSign in for TTM
Net operating income21 Cr1 Cr5 Cr91 Cr7,373 Cr9,654 Cr335 Cr503 CrSign in for TTM
Employee cost723 Cr837 Cr936 Cr1,354 Cr1,844 Cr2,994 Cr3,790 Cr4,686 CrSign in for TTM
Other expenses4,424 Cr4,573 Cr4,383 Cr5,019 Cr5,913 Cr7,087 Cr8,028 Cr9,301 CrSign in for TTM
Provisions & contingencies————————Sign in for TTM
Depreciation78 Cr150 Cr145 Cr154 Cr176 Cr248 Cr296 Cr333 CrSign in for TTM
Profit before tax2,135 Cr1,806 Cr2,400 Cr3,044 Cr3,824 Cr5,200 Cr6,400 Cr7,326 CrSign in for TTM
Tax %33.8%35.5%26.5%26.3%26.3%26.2%26.0%25.2%Sign in for TTM
Net profit1,415 Cr1,165 Cr1,764 Cr2,239 Cr2,810 Cr3,851 Cr4,740 Cr5,485 CrSign in for TTM
EPS (₹)₹37.02₹29.35₹43.93₹54.50₹68.72₹94.39₹115.76₹130.01Sign in for TTM
Dividend payout %———4.5%3.6%2.7%2.2%2.2%Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital19 Cr19 Cr19 Cr19 Cr19 Cr19 Cr19 Cr19 Cr
Reserves3,925 Cr4,572 Cr5,367 Cr—16,239 Cr22,124 Cr26,949 Cr33,861 Cr
Borrowings—43,474 Cr47,182 Cr52,005 Cr73,186 Cr1,04,511 Cr1,33,792 Cr1,56,543 Cr
Other liabilities3 Cr27,779 Cr36,047 Cr45,749 Cr41,589 Cr50,283 Cr63,875 Cr77,910 Cr
Total liabilities1,068 Cr75,843 Cr88,616 Cr97,772 Cr1,31,033 Cr1,76,918 Cr2,24,616 Cr2,68,333 Cr
Fixed assets (net)0.0000 Cr———507 Cr1,670 Cr1,901 Cr2,046 Cr
CWIP0.0000 Cr———36 Cr0.0000 Cr4 Cr28 Cr
Investments956 Cr37 Cr11,678 Cr13,282 Cr17,559 Cr20,095 Cr24,271 Cr24,968 Cr
Other assets112 Cr15 Cr57 Cr71 Cr1,155 Cr1,187 Cr5,590 Cr8,802 Cr
Total assets1,068 Cr75,843 Cr88,616 Cr97,772 Cr1,31,033 Cr1,76,918 Cr2,24,616 Cr2,68,333 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity———-5,738 Cr-29,329 Cr-35,726 Cr-34,201 Cr-30,033 Cr
Cash from investing———-135 Cr-257 Cr-2,625 Cr-1,038 Cr-2,528 Cr
Cash from financing———7,073 Cr27,840 Cr38,269 Cr39,652 Cr35,650 Cr
Net cash flow———1,199 Cr-1,746 Cr-82 Cr4,413 Cr3,089 Cr
Free cash flow (OCF − Capex)———-5,853 Cr-29,577 Cr-36,895 Cr-34,543 Cr-30,393 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %145.1%13.3%13.3%14.2%10.5%11.2%11.8%11.4%
ROE %17.7%11.3%15.3%5450.6%7.9%8.0%8.1%7.2%
Debtor days00122323
Inventory days0———0000
Days payable2———————
Cash conversion cycle-20122323
Debt / equity—9.478.762770.629.5510.204.964.62
Current ratio34.28———————
Net debt / EBITDA0.006.646.606.917.557.186.696.72

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Cholamandalam Financial Holdings Limited (CHOLAHLDNG) Financials | BullKarma