CAPTRUST

Capital Trust Limited

Capital Trust Limited (CAPTRUST) financial statements and selected valuation metrics through 30 June 2026.

Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)

capitaltrust.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹21.66
Market cap
73 Cr
Stock P/E
Loss (TTM EPS ₹-11.24)
P/B
1.19
ROE (FY22)
-8.6%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Capital Trust is a small non-banking finance company (NBFC) that lends to small shopkeepers, traders and micro-entrepreneurs in rural and semi-urban India, and since October 2025 also gives gold loans.

Company snapshot

54thBy market cap

Ranked among 58 companies in Non Banking Financial Company (NBFC).

What we see

Concerns
  • ✗Net margin is negative — the company is spending more than it earns right now.
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Statement tables · Standalone

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income5 Cr7 Cr9 Cr11 Cr10 Cr—10 Cr4 Cr2 Cr3 Cr1 Cr2 Cr
Other income0.56 Cr0.78 Cr0.36 Cr0.24 Cr0.21 Cr0.41 Cr0.40 Cr0.24 Cr0.21 Cr0.19 Cr0.17 Cr0.20 Cr
Net operating income6 Cr8 Cr10 Cr11 Cr10 Cr0.41 Cr10 Cr4 Cr2 Cr3 Cr2 Cr2 Cr
Employee cost9 Cr9 Cr10 Cr11 Cr11 Cr11 Cr9 Cr9 Cr5 Cr7 Cr5 Cr6 Cr
Other expenses7 Cr7 Cr8 Cr8 Cr9 Cr8 Cr6 Cr9 Cr7 Cr5 Cr5 Cr4 Cr
Provisions & contingencies————————————
Depreciation0.10 Cr0.11 Cr0.11 Cr0.08 Cr0.08 Cr0.11 Cr0.19 Cr0.10 Cr0.09 Cr0.08 Cr0.08 Cr0.16 Cr
Profit before tax0.69 Cr0.73 Cr0.81 Cr0.98 Cr0.31 Cr0.21 Cr0.11 Cr-11 Cr-23 Cr-2 Cr0.13 Cr0.11 Cr
Tax %25.7%24.8%26.3%25.5%24.6%72.5%24.2%25.2%22.5%-3.7%14231.1%-76.6%
Net profit0.51 Cr0.55 Cr0.60 Cr0.73 Cr0.23 Cr0.06 Cr0.09 Cr-8 Cr-18 Cr-2 Cr-18 Cr0.20 Cr
EPS (₹)₹0.32₹0.34₹0.37₹0.45₹0.14₹0.03₹0.05₹-4.89₹-10.51₹-0.95₹-5.35₹0.06

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income————50 Cr—19 Cr24 Cr42 Cr10 CrSign in free for the trailing twelve months
Other income4 Cr6 Cr10 Cr5 Cr4 Cr4 Cr0.90 Cr2 Cr1 Cr0.80 CrSign in free for the trailing twelve months
Net operating income4 Cr6 Cr10 Cr5 Cr54 Cr4 Cr20 Cr25 Cr43 Cr11 CrSign in free for the trailing twelve months
Employee cost20 Cr29 Cr34 Cr37 Cr38 Cr38 Cr38 Cr37 Cr41 Cr27 CrSign in free for the trailing twelve months
Other expenses18 Cr71 Cr28 Cr18 Cr28 Cr26 Cr35 Cr28 Cr31 Cr26 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation0.39 Cr0.44 Cr0.50 Cr0.89 Cr0.58 Cr0.50 Cr0.46 Cr0.42 Cr0.46 Cr0.35 CrSign in free for the trailing twelve months
Profit before tax55 Cr12 Cr1 Cr9 Cr-30 Cr-17 Cr-61 Cr3 Cr2 Cr-36 CrSign in free for the trailing twelve months
Tax %32.8%48.1%28.7%93.7%21.5%26.6%25.6%25.5%31.5%-28.5%Sign in free for the trailing twelve months
Net profit37 Cr6 Cr0.84 Cr0.53 Cr-24 Cr-12 Cr-46 Cr2 Cr1 Cr-47 CrSign in free for the trailing twelve months
EPS (₹)₹24.13₹3.81₹0.51₹0.33₹-14.66₹-7.60₹-28.14₹1.32₹0.66₹-20.02Sign in free for the trailing twelve months
Dividend payout %———————0.0%0.0%—Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital16 Cr16 Cr16 Cr16 Cr16 Cr16 Cr16 Cr16 Cr17 Cr34 Cr
Reserves203 Cr206 Cr206 Cr138 Cr114 Cr102 Cr58 Cr60 Cr69 Cr28 Cr
Borrowings214 Cr348 Cr305 Cr—278 Cr258 Cr96 Cr80 Cr102 Cr40 Cr
Other liabilities128 Cr231 Cr210 Cr303 Cr18 Cr26 Cr17 Cr23 Cr16 Cr10 Cr
Total liabilities561 Cr802 Cr738 Cr458 Cr427 Cr401 Cr188 Cr179 Cr204 Cr112 Cr
Fixed assets (net)1 Cr2 Cr2 Cr2 Cr2 Cr0 Cr1 Cr1 Cr2 Cr1 Cr
CWIP————0 Cr0 Cr0 Cr0 Cr0 Cr0.19 Cr
Investments19 Cr50 Cr50 Cr—91 Cr94 Cr0.05 Cr0.55 Cr11 Cr8 Cr
Loans & advances————237 Cr187 Cr40 Cr83 Cr83 Cr31 Cr
Cash & bank29 Cr37 Cr32 Cr8 Cr15 Cr4 Cr8 Cr12 Cr12 Cr2 Cr
Other assets511 Cr713 Cr654 Cr447 Cr82 Cr116 Cr138 Cr82 Cr97 Cr69 Cr
Total assets561 Cr802 Cr738 Cr458 Cr427 Cr401 Cr188 Cr179 Cr204 Cr112 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-273 Cr-192 Cr43 Cr240 Cr8 Cr10 Cr74 Cr20 Cr-19 Cr28 Cr
Cash from investing-50 Cr-31 Cr0.75 Cr-37 Cr2 Cr-0.15 Cr42 Cr-1 Cr-11 Cr2 Cr
Cash from financing260 Cr221 Cr-50 Cr-202 Cr-3 Cr-21 Cr-113 Cr-15 Cr29 Cr-40 Cr
Net cash flow-64 Cr-1 Cr-7 Cr0.91 Cr7 Cr-11 Cr3 Cr4 Cr-0.44 Cr-10 Cr
Free cash flow (OCF − Capex)-274 Cr-193 Cr42 Cr239 Cr8 Cr10 Cr74 Cr20 Cr-20 Cr27 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
ROE %17.2%0.6%1.1%2.8%-18.1%-8.6%
Debt / equity1.041.540.021.761.971.72