CANFINHOME

Can Fin Homes Limited

Housing finance company promoted by Canara Bank

Financial Services›Financial Services›Finance›Housing Finance Company

canfinhomes.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹732.15
Market cap
9,750 Cr
Stock P/E
8.5
P/B
1.52
Dividend yield
2.0%
ROE (FY26)
18.2%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Can Fin Homes is an Indian housing finance company that lends home loans to salaried and self-employed customers, funded mainly by bank borrowings and other debt, and earns the gap between what it charges borrowers and what it pays lenders.

Company snapshot

8thBy market cap

Ranked among 14 companies in Housing Finance Company.

What we see

Positives
  • ✓Net margin of 25.8% — the business keeps a healthy share of every rupee it earns.
Concerns
  • ✗Operating cash flow is negative even though the company shows a profit — the business may not be generating real cash yet.
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Statement tables · Standalone

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Standalone only

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricDec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026Sept 2026
Net Interest Income329 Cr328 Cr321 Cr340 Cr345 Cr349 Cr363 Cr405 Cr421 Cr422 Cr428 Cr431 Cr
Other income0.69 Cr0.81 Cr0.05 Cr0.21 Cr0.03 Cr1 Cr0.07 Cr0.0079 Cr0.33 Cr2 Cr0.18 Cr0.40 Cr
Net operating income330 Cr329 Cr321 Cr340 Cr345 Cr350 Cr363 Cr405 Cr421 Cr424 Cr428 Cr432 Cr
Employee cost25 Cr27 Cr23 Cr29 Cr29 Cr31 Cr42 Cr43 Cr45 Cr47 Cr49 Cr49 Cr
Other expenses16 Cr33 Cr17 Cr20 Cr21 Cr26 Cr23 Cr26 Cr27 Cr32 Cr30 Cr26 Cr
Provisions & contingencies————————————
Depreciation3 Cr4 Cr3 Cr3 Cr3 Cr4 Cr3 Cr4 Cr4 Cr5 Cr3 Cr7 Cr
Profit before tax256 Cr270 Cr255 Cr274 Cr269 Cr279 Cr278 Cr332 Cr341 Cr353 Cr339 Cr347 Cr
Tax %21.7%22.6%21.7%22.8%21.2%16.2%19.4%24.2%22.4%2.1%20.9%20.9%
Net profit200 Cr209 Cr200 Cr211 Cr212 Cr234 Cr224 Cr251 Cr265 Cr346 Cr268 Cr275 Cr
EPS (₹)₹15.03₹15.70₹14.99₹15.88₹15.93₹17.57₹16.81₹18.88₹19.89₹25.96₹20.11₹20.62

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income———675 Cr798 Cr816 Cr1,015 Cr1,258 Cr1,354 Cr1,611 CrSign in free for the trailing twelve months
Other income0.06 Cr3 Cr4 Cr0.04 Cr0 Cr0.68 Cr1 Cr2 Cr1 Cr2 CrSign in free for the trailing twelve months
Net operating income0.06 Cr3 Cr4 Cr675 Cr798 Cr817 Cr1,016 Cr1,260 Cr1,356 Cr1,613 CrSign in free for the trailing twelve months
Employee cost39 Cr44 Cr41 Cr54 Cr70 Cr77 Cr84 Cr97 Cr112 Cr177 CrSign in free for the trailing twelve months
Other expenses38 Cr39 Cr48 Cr32 Cr32 Cr41 Cr48 Cr120 Cr83 Cr108 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation4 Cr3 Cr3 Cr9 Cr10 Cr10 Cr12 Cr13 Cr13 Cr17 CrSign in free for the trailing twelve months
Profit before tax370 Cr458 Cr470 Cr518 Cr618 Cr635 Cr824 Cr958 Cr1,077 Cr1,304 CrSign in free for the trailing twelve months
Tax %36.4%34.1%36.8%27.4%26.2%25.8%24.6%21.6%20.4%16.7%Sign in free for the trailing twelve months
Net profit235 Cr302 Cr297 Cr376 Cr456 Cr471 Cr621 Cr751 Cr857 Cr1,086 CrSign in free for the trailing twelve months
EPS (₹)₹17.68₹22.67₹22.29₹28.25₹34.25₹35.38₹46.65₹56.38₹64.37₹81.54Sign in free for the trailing twelve months
Dividend payout %————5.8%9.9%6.4%7.1%15.5%15.9%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital27 Cr27 Cr27 Cr27 Cr27 Cr27 Cr27 Cr27 Cr27 Cr27 Cr
Reserves1,050 Cr1,320 Cr1,756 Cr2,123 Cr2,583 Cr3,040 Cr3,621 Cr4,317 Cr5,041 Cr5,954 Cr
Borrowings11,109 Cr11,967 Cr16,694 Cr18,748 Cr19,293 Cr24,648 Cr29,068 Cr31,863 Cr35,051 Cr38,258 Cr
Other liabilities1,192 Cr2,494 Cr303 Cr145 Cr171 Cr230 Cr355 Cr395 Cr849 Cr143 Cr
Total liabilities13,379 Cr15,807 Cr18,780 Cr21,044 Cr22,074 Cr27,944 Cr33,070 Cr36,602 Cr40,967 Cr44,381 Cr
Fixed assets (net)10 Cr10 Cr10 Cr38 Cr38 Cr35 Cr45 Cr53 Cr50 Cr0 Cr
CWIP——0 Cr0 Cr0 Cr0 Cr——0 Cr60 Cr
Investments16 Cr16 Cr16 Cr24 Cr50 Cr1,126 Cr1,459 Cr1,459 Cr2,374 Cr2,193 Cr
Loans & advances——18,285 Cr20,526 Cr21,891 Cr26,378 Cr31,193 Cr34,553 Cr37,696 Cr41,647 Cr
Trade receivables—0.21 Cr0.14 Cr0.26 Cr0.71 Cr1 Cr1 Cr0.89 Cr0.93 Cr2 Cr
Cash & bank12 Cr10 Cr402 Cr372 Cr0.79 Cr3 Cr2 Cr0.76 Cr1 Cr1 Cr
Other assets13,340 Cr15,771 Cr68 Cr83 Cr93 Cr402 Cr370 Cr535 Cr845 Cr477 Cr
Total assets13,379 Cr15,807 Cr18,780 Cr21,044 Cr22,074 Cr27,944 Cr33,070 Cr36,602 Cr40,967 Cr44,381 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-2,356 Cr-2,021 Cr-2,335 Cr-1,842 Cr-851 Cr-3,916 Cr-4,044 Cr-2,570 Cr933 Cr-2,940 Cr
Cash from investing-7 Cr-0.60 Cr-4 Cr-13 Cr-28 Cr-1,380 Cr-327 Cr-170 Cr-785 Cr153 Cr
Cash from financing2,363 Cr2,021 Cr2,739 Cr1,826 Cr508 Cr5,299 Cr4,370 Cr2,738 Cr-149 Cr2,787 Cr
Net cash flow0.11 Cr-1 Cr401 Cr-29 Cr-372 Cr2 Cr-0.82 Cr-1 Cr0.30 Cr0.30 Cr
Free cash flow (OCF − Capex)-2,360 Cr-2,024 Cr-2,338 Cr-1,846 Cr-854 Cr-3,920 Cr-4,053 Cr-2,590 Cr917 Cr-3,016 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %21.9%22.4%16.7%17.5%17.5%15.4%17.0%17.3%16.9%18.2%

Regulatory ratios (standalone basis)

RBI ratios for the bank itself (standalone filing), on both views.

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA——————————
Gross NPA %——————————
Net NPA——————————
Net NPA %——————————
CET1 %——————————
Additional Tier 1 %——————————
ROA %——————————