BENGALASM

Bengal & Assam Company Limited

Bengal & Assam Company Limited (BENGALASM) financial statements and selected valuation metrics through 30 June 2026.

Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)

bengalassam.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹5908.00
Market cap
6,737 Cr
Stock P/E
8.8
P/B
0.63
Dividend yield
0.9%
ROE (FY26)
7.5%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Bengal & Assam Company Limited is classified in this platform under the Non Banking Financial Company (NBFC) industry leaf, reporting on an "industrial" statement basis as of the period ended December 31, 2025.

Company snapshot

20thBy market cap

Ranked among 58 companies in Non Banking Financial Company (NBFC).

What we see

Positives
  • ✓Net margin of 35.5% — the business keeps a healthy share of every rupee it earns.
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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income-117 Cr-105 Cr-8 Cr-8 Cr-9 Cr-9 Cr-12 Cr-11 Cr-12 Cr-10 Cr-12 Cr-11 Cr
Other income17 Cr18 Cr28 Cr17 Cr24 Cr26 Cr31 Cr27 Cr39 Cr33 Cr20 Cr25 Cr
Net operating income-100 Cr-87 Cr20 Cr9 Cr15 Cr17 Cr19 Cr16 Cr27 Cr23 Cr8 Cr14 Cr
Employee cost435 Cr382 Cr62 Cr69 Cr74 Cr73 Cr74 Cr78 Cr83 Cr80 Cr67 Cr85 Cr
Other expenses715 Cr607 Cr122 Cr118 Cr105 Cr115 Cr127 Cr118 Cr121 Cr124 Cr171 Cr134 Cr
Provisions & contingencies————————————
Depreciation122 Cr114 Cr17 Cr17 Cr17 Cr17 Cr17 Cr16 Cr16 Cr16 Cr17 Cr16 Cr
Profit before tax583 Cr3,431 Cr344 Cr277 Cr159 Cr163 Cr257 Cr286 Cr265 Cr163 Cr222 Cr222 Cr
Tax %25.0%10.7%8.1%7.5%19.6%14.1%10.2%9.7%14.9%4.5%8.3%11.6%
Net profit437 Cr3,062 Cr317 Cr256 Cr128 Cr140 Cr231 Cr258 Cr226 Cr156 Cr204 Cr197 Cr
EPS (₹)₹283.68₹2622.07₹275.57₹219.90₹113.29₹117.57₹195.70₹216.99₹191.94₹134.98₹178.05₹163.63

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income————-494 Cr-441 Cr-482 Cr-358 Cr-38 Cr-45 CrSign in free for the trailing twelve months
Other income39 Cr37 Cr82 Cr35 Cr56 Cr55 Cr84 Cr76 Cr99 Cr118 CrSign in free for the trailing twelve months
Net operating income39 Cr37 Cr82 Cr35 Cr-438 Cr-386 Cr-398 Cr-282 Cr61 Cr73 CrSign in free for the trailing twelve months
Employee cost104 Cr112 Cr1,123 Cr1,123 Cr1,116 Cr1,283 Cr1,451 Cr1,279 Cr289 Cr308 CrSign in free for the trailing twelve months
Other expenses185 Cr206 Cr1,977 Cr1,797 Cr1,673 Cr2,158 Cr2,516 Cr2,144 Cr466 Cr535 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation40 Cr42 Cr369 Cr423 Cr428 Cr428 Cr456 Cr373 Cr68 Cr65 CrSign in free for the trailing twelve months
Profit before tax382 Cr238 Cr392 Cr385 Cr913 Cr896 Cr1,285 Cr4,836 Cr856 Cr936 CrSign in free for the trailing twelve months
Tax %10.7%12.9%35.0%-35.6%25.7%18.4%16.7%13.3%11.8%9.9%Sign in free for the trailing twelve months
Net profit341 Cr207 Cr348 Cr522 Cr678 Cr731 Cr1,071 Cr4,194 Cr755 Cr843 CrSign in free for the trailing twelve months
EPS (₹)₹377.20₹230.41₹308.18₹402.92₹450.07₹555.74₹830.10₹3444.99₹642.14₹721.96Sign in free for the trailing twelve months
Dividend payout %————1.4%5.2%3.6%1.3%6.6%7.3%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital9 Cr9 Cr11 Cr11 Cr11 Cr11 Cr11 Cr11 Cr11 Cr11 Cr
Reserves1,813 Cr2,005 Cr2,787 Cr3,363 Cr3,904 Cr4,533 Cr5,502 Cr9,044 Cr9,750 Cr10,676 Cr
Borrowings350 Cr248 Cr——5,109 Cr5,527 Cr5,185 Cr422 Cr556 Cr642 Cr
Other liabilities346 Cr369 Cr11,815 Cr9,717 Cr3,987 Cr4,672 Cr4,685 Cr808 Cr852 Cr903 Cr
Total liabilities2,591 Cr2,777 Cr14,613 Cr14,402 Cr14,513 Cr16,333 Cr17,360 Cr10,471 Cr11,368 Cr12,450 Cr
Fixed assets (net)348 Cr366 Cr6,983 Cr6,565 Cr6,390 Cr6,577 Cr6,640 Cr426 Cr410 Cr416 Cr
CWIP20 Cr11 Cr—287 Cr315 Cr130 Cr215 Cr5 Cr8 Cr45 Cr
Investments1,703 Cr1,984 Cr1,637 Cr—2,453 Cr2,778 Cr3,631 Cr9,113 Cr9,892 Cr10,826 Cr
Loans & advances————4 Cr0 Cr0 Cr0 Cr0 Cr0 Cr
Inventories73 Cr80 Cr1,963 Cr1,915 Cr2,106 Cr2,850 Cr2,642 Cr378 Cr364 Cr381 Cr
Trade receivables123 Cr135 Cr2,240 Cr2,037 Cr1,801 Cr2,283 Cr2,559 Cr332 Cr373 Cr450 Cr
Cash & bank6 Cr10 Cr239 Cr117 Cr154 Cr172 Cr184 Cr19 Cr66 Cr86 Cr
Other assets317 Cr192 Cr1,552 Cr3,481 Cr1,290 Cr1,543 Cr1,489 Cr198 Cr256 Cr247 Cr
Total assets2,591 Cr2,777 Cr14,613 Cr14,402 Cr14,513 Cr16,333 Cr17,360 Cr10,471 Cr11,368 Cr12,450 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity113 Cr102 Cr971 Cr1,500 Cr1,775 Cr351 Cr1,437 Cr1,817 Cr294 Cr252 Cr
Cash from investing54 Cr-163 Cr-319 Cr-347 Cr-201 Cr-188 Cr-650 Cr-1,260 Cr-286 Cr-202 Cr
Cash from financing-172 Cr64 Cr-563 Cr-1,184 Cr-1,542 Cr-144 Cr-778 Cr-590 Cr39 Cr-30 Cr
Net cash flow-5 Cr3 Cr89 Cr-30 Cr35 Cr19 Cr12 Cr-33 Cr47 Cr20 Cr
Free cash flow (OCF − Capex)69 Cr49 Cr336 Cr1,147 Cr1,542 Cr-5 Cr869 Cr1,226 Cr192 Cr153 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %17.3%9.3%12.4%9.7%9.5%10.2%12.5%42.1%7.4%7.5%
Debt / equity0.190.120.00—1.311.220.940.050.060.06