Bajaj Finance Limited
Bajaj Finance Limited (BAJFINANCE) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
bajajfinserv.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
Stock price
₹1049.00
Market cap
6,52,708 Cr
Stock P/E
33.0
P/B
5.57
Dividend yield
0.5%
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 7,197 Cr | 7,655 Cr | 8,013 Cr | 8,365 Cr | 8,838 Cr | 9,383 Cr | 9,807 Cr | 10,227 Cr | 10,785 Cr | 11,318 Cr | 11,781 Cr | 12,571 Cr |
| Other income | 3 Cr | 5 Cr | 6 Cr | 4 Cr | 5 Cr | 23 Cr | 12 Cr | 4 Cr | 2 Cr | 0.69 Cr | 0.71 Cr | 0.97 Cr |
| Net operating income | 7,200 Cr | 7,660 Cr | 8,019 Cr | 8,369 Cr | 8,843 Cr | 9,406 Cr | 9,819 Cr | 10,231 Cr | 10,787 Cr | 11,318 Cr | 11,781 Cr | 12,572 Cr |
| Employee cost | 1,588 Cr | 1,662 Cr | 1,650 Cr | 1,775 Cr | 1,835 Cr | 1,956 Cr | 1,943 Cr | 2,103 Cr | 2,154 Cr | 2,250 Cr | 2,471 Cr | 2,645 Cr |
| Other expenses | 791 Cr | 848 Cr | 941 Cr | 942 Cr | 965 Cr | 1,007 Cr | 1,025 Cr | 1,001 Cr | 1,048 Cr | 1,053 Cr | 1,029 Cr | 1,101 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 159 Cr | 176 Cr | 193 Cr | 200 Cr | 210 Cr | 219 Cr | 252 Cr | 251 Cr | 258 Cr | 244 Cr | 256 Cr | 288 Cr |
| Profit before tax | 4,758 Cr | 4,896 Cr | 5,105 Cr | 5,265 Cr | 5,401 Cr | 5,765 Cr | 5,647 Cr | 6,368 Cr | 6,608 Cr | 5,431 Cr | 7,410 Cr | 8,149 Cr |
| Tax % | 25.4% | 25.7% | 25.1% | 25.7% | 25.7% | 25.3% | 19.5% | 25.2% | 25.1% | 25.1% | 25.1% | 25.4% |
| Net profit | 3,551 Cr | 3,639 Cr | 3,825 Cr | 3,912 Cr | 4,014 Cr | 4,308 Cr | 4,546 Cr | 4,765 Cr | 4,948 Cr | 4,066 Cr | 5,553 Cr | 6,081 Cr |
| EPS (₹) | ₹58.67 | ₹59.42 | ₹61.91 | ₹63.28 | ₹64.66 | ₹68.63 | ₹72.35 | ₹7.57 | ₹7.85 | ₹6.40 | ₹8.79 | ₹9.62 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 9,725 Cr | 13,497 Cr | 13,889 Cr | 17,522 Cr | — | 29,582 Cr | 36,393 Cr | 44,110 Cr | Sign in for TTM |
| Other income | 17 Cr | 12 Cr | 15 Cr | 8 Cr | 8 Cr | 13 Cr | 41 Cr | 7 Cr | Sign in for TTM |
| Net operating income | 9,742 Cr | 13,509 Cr | 13,904 Cr | 17,530 Cr | 8 Cr | 29,595 Cr | 36,434 Cr | 44,117 Cr | Sign in for TTM |
| Employee cost | 1,941 Cr | 2,549 Cr | 2,499 Cr | 3,590 Cr | 5,059 Cr | 6,396 Cr | 7,508 Cr | 8,979 Cr | Sign in for TTM |
| Other expenses | 1,400 Cr | 1,761 Cr | 1,238 Cr | 1,865 Cr | 2,694 Cr | 3,314 Cr | 3,939 Cr | 4,131 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 144 Cr | 295 Cr | 325 Cr | 385 Cr | 485 Cr | 683 Cr | 881 Cr | 1,009 Cr | Sign in for TTM |
| Profit before tax | 6,179 Cr | 7,322 Cr | 5,992 Cr | 9,504 Cr | 15,528 Cr | 19,310 Cr | 22,080 Cr | 25,817 Cr | Sign in for TTM |
| Tax % | 35.3% | 28.1% | 26.2% | 26.0% | 25.9% | 25.2% | 24.0% | 25.1% | Sign in for TTM |
| Net profit | 3,995 Cr | 5,264 Cr | 4,420 Cr | 7,028 Cr | 11,508 Cr | 14,451 Cr | 16,779 Cr | 19,332 Cr | Sign in for TTM |
| EPS (₹) | ₹69.33 | ₹89.77 | ₹73.58 | ₹116.64 | ₹190.53 | ₹236.89 | ₹268.94 | ₹30.60 | Sign in for TTM |
| Dividend payout % | — | — | — | 8.6% | 10.5% | 12.6% | 13.3% | 18.0% | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 115 Cr | 120 Cr | 120 Cr | 121 Cr | 121 Cr | 124 Cr | 124 Cr | 622 Cr |
| Reserves | 19,582 Cr | 32,208 Cr | 36,798 Cr | 43,592 Cr | 54,251 Cr | 76,572 Cr | 96,569 Cr | 1,13,377 Cr |
| Borrowings | 1,01,588 Cr | 1,29,806 Cr | 1,31,645 Cr | 1,65,232 Cr | — | 2,93,346 Cr | 3,61,249 Cr | 4,35,112 Cr |
| Other liabilities | 2,948 Cr | 2,257 Cr | 2,963 Cr | 3,561 Cr | 2,20,857 Cr | 5,700 Cr | 5,941 Cr | 7,854 Cr |
| Total liabilities | 1,24,233 Cr | 1,64,391 Cr | 1,71,527 Cr | 2,12,505 Cr | 2,75,229 Cr | 3,75,742 Cr | 4,66,127 Cr | 5,59,952 Cr |
| Fixed assets (net) | 527 Cr | 1,097 Cr | 1,042 Cr | 1,283 Cr | 1,677 Cr | 2,358 Cr | 2,689 Cr | 2,851 Cr |
| CWIP | 0 Cr | 0 Cr | 7 Cr | 13 Cr | 15 Cr | 25 Cr | 27 Cr | 62 Cr |
| Investments | 8,599 Cr | 17,544 Cr | 18,397 Cr | 12,246 Cr | 0 Cr | 30,881 Cr | 34,441 Cr | 30,578 Cr |
| Loans & advances | 1,12,513 Cr | 1,41,376 Cr | 1,46,687 Cr | 1,91,423 Cr | — | 3,26,293 Cr | 4,07,844 Cr | 4,98,944 Cr |
| Trade receivables | 805 Cr | 952 Cr | 1,107 Cr | 1,266 Cr | — | 1,733 Cr | 1,913 Cr | 1,908 Cr |
| Cash & bank | 347 Cr | 1,345 Cr | 1,861 Cr | 3,407 Cr | 1,551 Cr | 4,035 Cr | 3,642 Cr | 1,897 Cr |
| Other assets | 1,442 Cr | 2,077 Cr | 2,426 Cr | 2,868 Cr | 2,71,987 Cr | 10,416 Cr | 15,571 Cr | 23,713 Cr |
| Total assets | 1,24,233 Cr | 1,64,391 Cr | 1,71,527 Cr | 2,12,505 Cr | 2,75,229 Cr | 3,75,742 Cr | 4,66,127 Cr | 5,59,952 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -37,029 Cr | -42,140 Cr | -72,760 Cr | -68,154 Cr | -65,790 Cr |
| Cash from investing | — | — | — | 6,347 Cr | -10,365 Cr | -7,171 Cr | -2,765 Cr | -3,389 Cr |
| Cash from financing | — | — | — | 32,240 Cr | 50,675 Cr | 82,415 Cr | 70,527 Cr | 67,433 Cr |
| Net cash flow | — | — | — | 1,558 Cr | -1,831 Cr | 2,484 Cr | -392 Cr | -1,746 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -37,663 Cr | -43,019 Cr | -73,798 Cr | -69,236 Cr | -66,751 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 10.6% | 52.0% | 41.7% | 44.0% | 51.7% | 10.3% | 10.2% | 9.9% |
| ROE % | 0.0% | 0.0% | 0.0% | 16.1% | 0.0% | 18.8% | 16.8% | 16.3% |
| Debtor days | 16 | 13 | 15 | 15 | — | 12 | 10 | 8 |
| Inventory days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | 16 | 13 | 15 | 15 | 0 | 12 | 10 | 8 |
| Debt / equity | 5.16 | 4.02 | 3.57 | 3.78 | — | 3.82 | 3.74 | 3.82 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 7.83 | 0.00 | 0.00 | 0.00 | -0.05 | 7.48 | 7.50 | 7.77 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
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