Bajaj Housing Finance Limited
Bajaj Housing Finance Limited (BAJAJHFL) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Housing Finance Company
bajajhousingfinance.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|
| Net Interest Income | 823 Cr | 887 Cr | 956 Cr | 964 Cr |
| Other income | 0.06 Cr | 3 Cr | 0.15 Cr | 0.11 Cr |
| Net operating income | 823 Cr | 889 Cr | 957 Cr | 964 Cr |
| Employee cost | 133 Cr | 136 Cr | 136 Cr | 142 Cr |
| Other expenses | 61 Cr | 65 Cr | 63 Cr | 61 Cr |
| Provisions & contingencies | — | — | — | — |
| Depreciation | 11 Cr | 11 Cr | 12 Cr | 12 Cr |
| Profit before tax | 720 Cr | 757 Cr | 833 Cr | 865 Cr |
| Tax % | 18.5% | 22.9% | 22.8% | 23.1% |
| Net profit | 587 Cr | 583 Cr | 643 Cr | 665 Cr |
| EPS (₹) | ₹0.70 | ₹0.70 | ₹0.77 | ₹0.80 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2025 | TTM |
|---|---|---|
| Net Interest Income | 3,007 Cr | Sign in for TTM |
| Other income | 0.35 Cr | Sign in for TTM |
| Net operating income | 3,007 Cr | Sign in for TTM |
| Employee cost | 484 Cr | Sign in for TTM |
| Other expenses | 210 Cr | Sign in for TTM |
| Provisions & contingencies | — | Sign in for TTM |
| Depreciation | 41 Cr | Sign in for TTM |
| Profit before tax | 2,770 Cr | Sign in for TTM |
| Tax % | 21.9% | Sign in for TTM |
| Net profit | 2,163 Cr | Sign in for TTM |
| EPS (₹) | ₹2.67 | Sign in for TTM |
| Dividend payout % | 0.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 |
|---|---|
| Equity capital | 8,328 Cr |
| Reserves | 11,619 Cr |
| Borrowings | 82,072 Cr |
| Other liabilities | 790 Cr |
| Total liabilities | 1,02,809 Cr |
| Fixed assets (net) | 100 Cr |
| CWIP | 0 Cr |
| Investments | 2,533 Cr |
| Loans & advances | 99,513 Cr |
| Trade receivables | 22 Cr |
| Cash & bank | 62 Cr |
| Other assets | 579 Cr |
| Total assets | 1,02,809 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2025 |
|---|---|
| Cash from operating activity | -17,075 Cr |
| Cash from investing | -798 Cr |
| Cash from financing | 17,870 Cr |
| Net cash flow | -2 Cr |
| Free cash flow (OCF − Capex) | -17,116 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2025 |
|---|---|
| ROCE % | 8.6% |
| ROE % | 10.8% |
| Debtor days | 1 |
| Inventory days | 0 |
| Days payable | — |
| Cash conversion cycle | 1 |
| Debt / equity | 4.11 |
| Current ratio | — |
| Net debt / EBITDA | 9.33 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2025 |
|---|---|
| Gross NPA | — |
| Gross NPA % | — |
| Net NPA | — |
| Net NPA % | — |
| CET1 % | — |
| Additional Tier 1 % | — |
| Capital adequacy % | — |
| NIM % | — |
| ROA % | — |
Compare with peers
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