Key metrics
Price as of 2026-07-17
Stock price
₹1854.00
Market cap
2,96,427 Cr
Stock P/E
15.8
P/B
2.10
Dividend yield
0.6%
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 8,110 Cr | 8,642 Cr | 9,146 Cr | 9,496 Cr | 9,930 Cr | 10,526 Cr | 11,132 Cr | 11,551 Cr | 12,083 Cr | 12,697 Cr | 13,216 Cr | 13,728 Cr |
| Other income | 0.0000 Cr | 0.0000 Cr | 0.0000 Cr | 1 Cr | 0.21 Cr | 0.0000 Cr | 0.0000 Cr | 1 Cr | 12 Cr | 0.0000 Cr | 0.0000 Cr | 14 Cr |
| Net operating income | 8,110 Cr | 8,642 Cr | 9,146 Cr | 9,497 Cr | 9,930 Cr | 10,526 Cr | 11,132 Cr | 11,552 Cr | 12,095 Cr | 12,697 Cr | 13,216 Cr | 13,742 Cr |
| Employee cost | 2,441 Cr | 2,446 Cr | 2,663 Cr | 2,811 Cr | 2,894 Cr | 3,009 Cr | 3,020 Cr | 3,147 Cr | 3,194 Cr | 3,386 Cr | 3,564 Cr | 3,979 Cr |
| Other expenses | 9,046 Cr | 10,893 Cr | 12,916 Cr | 14,897 Cr | 13,242 Cr | 14,391 Cr | 12,473 Cr | 15,773 Cr | 13,433 Cr | 15,080 Cr | 15,860 Cr | 15,054 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 202 Cr | 209 Cr | 232 Cr | 257 Cr | 267 Cr | 275 Cr | 289 Cr | 339 Cr | 317 Cr | 327 Cr | 330 Cr | 317 Cr |
| Profit before tax | 5,123 Cr | 5,292 Cr | 5,429 Cr | 5,523 Cr | 5,966 Cr | 5,963 Cr | 5,808 Cr | 5,993 Cr | 7,203 Cr | 6,822 Cr | 5,925 Cr | 6,917 Cr |
| Tax % | 27.6% | 29.0% | 25.5% | 26.1% | 29.5% | 30.0% | 24.1% | 20.8% | 26.0% | 30.5% | 26.3% | 24.6% |
| Net profit | 3,709 Cr | 3,756 Cr | 4,045 Cr | 4,085 Cr | 4,209 Cr | 4,180 Cr | 4,412 Cr | 4,756 Cr | 5,329 Cr | 4,746 Cr | 4,368 Cr | 5,226 Cr |
| EPS (₹) | ₹12.20 | ₹12.10 | ₹13.56 | ₹13.31 | ₹13.40 | ₹13.10 | ₹14.00 | ₹15.10 | ₹17.50 | ₹14.10 | ₹14.00 | ₹15.90 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | 17,166 Cr | 17,792 Cr | 21,821 Cr | 27,954 Cr | 35,394 Cr | 43,139 Cr | 51,724 Cr | Sign in for TTM |
| Other income | 2 Cr | 5 Cr | 0.37 Cr | 33 Cr | 0.77 Cr | 1 Cr | 1 Cr | 27 Cr | Sign in for TTM |
| Net operating income | 2 Cr | 17,171 Cr | 17,792 Cr | 21,854 Cr | 27,955 Cr | 35,395 Cr | 43,140 Cr | 51,751 Cr | Sign in for TTM |
| Employee cost | 3,802 Cr | 4,755 Cr | 4,698 Cr | 6,560 Cr | 8,767 Cr | 10,361 Cr | 12,070 Cr | 14,122 Cr | Sign in for TTM |
| Other expenses | 23,884 Cr | 25,174 Cr | 27,798 Cr | 32,216 Cr | 36,147 Cr | 47,751 Cr | 55,879 Cr | 59,427 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 226 Cr | 457 Cr | 498 Cr | 563 Cr | 678 Cr | 900 Cr | 1,170 Cr | 1,291 Cr | Sign in for TTM |
| Profit before tax | 8,153 Cr | 8,301 Cr | 9,863 Cr | 11,271 Cr | 16,810 Cr | 21,367 Cr | 23,730 Cr | 26,867 Cr | Sign in for TTM |
| Tax % | 34.1% | 27.8% | 25.3% | 26.2% | 27.4% | 27.0% | 26.1% | 26.8% | Sign in for TTM |
| Net profit | 5,374 Cr | 5,994 Cr | 7,367 Cr | 8,314 Cr | 12,210 Cr | 15,595 Cr | 17,558 Cr | 19,669 Cr | Sign in for TTM |
| EPS (₹) | ₹202.30 | ₹211.70 | ₹280.90 | ₹286.30 | ₹40.30 | ₹51.20 | ₹55.60 | ₹61.30 | Sign in for TTM |
| Dividend payout % | — | — | — | 4.8% | 6.1% | 7.6% | 8.8% | 9.4% | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 80 Cr | 80 Cr | 80 Cr | 80 Cr | 159 Cr | 159 Cr | 160 Cr | 160 Cr |
| Reserves | 23,686 Cr | 31,222 Cr | 35,750 Cr | 40,167 Cr | 46,248 Cr | 60,169 Cr | 72,236 Cr | 77,755 Cr |
| Borrowings | 99,754 Cr | 1,26,606 Cr | 1,27,913 Cr | 1,60,514 Cr | 2,11,441 Cr | 2,87,599 Cr | 3,54,350 Cr | 4,28,248 Cr |
| Other liabilities | 72,221 Cr | 92,591 Cr | 1,15,475 Cr | 1,32,007 Cr | 1,15,446 Cr | 1,45,527 Cr | 1,69,448 Cr | 1,89,285 Cr |
| Total liabilities | 2,07,769 Cr | 2,50,499 Cr | 2,79,218 Cr | 3,32,768 Cr | 4,04,486 Cr | 5,36,901 Cr | 6,51,030 Cr | 7,56,446 Cr |
| Fixed assets (net) | 1,138 Cr | — | — | — | 2,875 Cr | 3,745 Cr | 4,157 Cr | 4,364 Cr |
| CWIP | 61 Cr | — | — | — | 62 Cr | 82 Cr | 123 Cr | 250 Cr |
| Investments | 81,679 Cr | 91,821 Cr | 1,13,654 Cr | 1,19,222 Cr | 1,36,176 Cr | 1,68,385 Cr | 1,90,130 Cr | 1,94,414 Cr |
| Other assets | 11,054 Cr | 2,658 Cr | 2,512 Cr | 3,005 Cr | 6,052 Cr | 11,739 Cr | 14,136 Cr | 12,931 Cr |
| Total assets | 2,07,769 Cr | 2,50,499 Cr | 2,79,218 Cr | 3,32,768 Cr | 4,04,486 Cr | 5,36,901 Cr | 6,51,030 Cr | 7,56,446 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -33,670 Cr | -39,480 Cr | -68,674 Cr | -62,113 Cr | -55,301 Cr |
| Cash from investing | — | — | — | 1,445 Cr | -13,945 Cr | -10,960 Cr | -7,987 Cr | -12,635 Cr |
| Cash from financing | — | — | — | 32,326 Cr | 51,016 Cr | 82,709 Cr | 70,191 Cr | 66,610 Cr |
| Net cash flow | — | — | — | 101 Cr | -2,409 Cr | 3,075 Cr | 92 Cr | -1,326 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -34,321 Cr | -40,259 Cr | -69,635 Cr | -63,436 Cr | -56,316 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 10.8% | 11.2% | 11.6% | 10.3% | 10.0% | 10.2% | 10.0% | 9.7% |
| ROE % | 8.8% | 10.8% | 12.5% | 11.3% | 8.3% | 7.9% | 6.9% | 7.0% |
| Debtor days | 19 | 18 | 15 | 16 | 15 | 20 | 23 | 23 |
| Inventory days | 0 | — | — | — | 0 | 0 | 0 | 0 |
| Days payable | 26 | — | — | — | — | — | — | — |
| Cash conversion cycle | -7 | 18 | 15 | 16 | 15 | 20 | 23 | 23 |
| Debt / equity | 4.20 | 4.04 | 3.57 | 3.99 | 2.72 | 2.77 | 4.89 | 5.50 |
| Current ratio | 1.75 | — | — | — | — | — | — | — |
| Net debt / EBITDA | 6.58 | 7.00 | 6.56 | 7.54 | 7.03 | 6.93 | 7.08 | 7.48 |
Compare with peers
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