AU Small Finance Bank Limited
AU Small Finance Bank Limited (AUBANK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Other Bank
au.bank.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|
| Net Interest Income | 2,094 Cr | 2,045 Cr | 2,144 Cr | 2,341 Cr |
| Other income | 761 Cr | 811 Cr | 713 Cr | 724 Cr |
| Net operating income | 2,855 Cr | 2,855 Cr | 2,857 Cr | 3,065 Cr |
| Employee cost | 817 Cr | 866 Cr | 919 Cr | 1,019 Cr |
| Other expenses | 745 Cr | 678 Cr | 729 Cr | 831 Cr |
| Provisions & contingencies | 635 Cr | 533 Cr | 481 Cr | 331 Cr |
| Depreciation | — | — | — | — |
| Profit before tax | 657 Cr | 779 Cr | 729 Cr | 884 Cr |
| Tax % | 23.4% | 25.4% | 23.1% | 24.5% |
| Net profit | 504 Cr | 581 Cr | 561 Cr | 668 Cr |
| EPS (₹) | ₹6.77 | ₹7.80 | ₹7.52 | ₹8.94 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2025 | TTM |
|---|---|---|
| Net Interest Income | 8,012 Cr | Sign in for TTM |
| Other income | 2,526 Cr | Sign in for TTM |
| Net operating income | 10,538 Cr | Sign in for TTM |
| Employee cost | 3,148 Cr | Sign in for TTM |
| Other expenses | 2,809 Cr | Sign in for TTM |
| Provisions & contingencies | 1,793 Cr | Sign in for TTM |
| Depreciation | — | Sign in for TTM |
| Profit before tax | 2,788 Cr | Sign in for TTM |
| Tax % | 24.5% | Sign in for TTM |
| Net profit | 2,106 Cr | Sign in for TTM |
| EPS (₹) | ₹28.32 | Sign in for TTM |
| Dividend payout % | 3.5% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 |
|---|---|
| Equity capital | 745 Cr |
| Reserves | 16,422 Cr |
| Borrowings | 11,660 Cr |
| Other liabilities | 1,29,019 Cr |
| Total liabilities | 1,57,846 Cr |
| Fixed assets (net) | 912 Cr |
| CWIP | — |
| Investments | 37,848 Cr |
| Loans & advances | 1,07,092 Cr |
| Cash & bank | 8,605 Cr |
| Other assets | 3,389 Cr |
| Total assets | 1,57,846 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2025 |
|---|---|
| Cash from operating activity | 5,462 Cr |
| Cash from investing | -5,931 Cr |
| Cash from financing | 2,407 Cr |
| Net cash flow | 1,938 Cr |
| Free cash flow (OCF − Capex) | 5,198 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2025 |
|---|---|
| ROCE % | 7.1% |
| ROE % | 12.3% |
| Debtor days | — |
| Inventory days | — |
| Days payable | — |
| Cash conversion cycle | — |
| Debt / equity | 0.68 |
| Current ratio | — |
| Net debt / EBITDA | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2025 |
|---|---|
| Gross NPA | 2,477 Cr |
| Gross NPA % | 2.3% |
| Net NPA | 791 Cr |
| Net NPA % | 0.7% |
| CET1 % | 18.1% |
| Additional Tier 1 % | 0.0% |
| Capital adequacy % | — |
| NIM % | — |
| ROA % | 1.5% |
Compare with peers
Loading peers…