ABCAPITAL

Aditya Birla Capital Limited

Holding company for the Aditya Birla group's lending, insurance and asset management

Financial Services›Financial Services›Finance›Investment Company

adityabirlacapital.com(opens the company website in a new tab)
Ask AI

Key metrics

Price as of 2026-10-16

Stock price
₹379.40
Market cap
1,03,736 Cr
Stock P/E
25.3
P/B
2.89
Dividend yield
0.1%
ROE (FY26)
10.2%
ROCE (FY26)
7.8%
Operating margin (FY26)
36.0%
Debt / equity (FY26)
5.20

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

Loading price history…

Compare with peers

Loading peers…

What you need to know

Aditya Birla Capital provides loans, housing finance, mutual funds, and life and health insurance to customers across India through its subsidiaries and joint ventures.

Company snapshot

2ndBy market cap

Ranked among 41 companies in Investment Company.

Segment mix

Reportable segments as of 2024-09-30 (Consolidated). Revenue share = segment revenue ÷ total revenue.

Largest segment: 52.4% of revenue

SegmentRevenue shareRevenuePBTAssets
Asset Management
5.3%
1,000 Cr640 Cr—
General Insurance Broking (Discontinued Operations)
1.4%
264 Cr37 Cr—
Health Insurance
10.9%
2,072 Cr-119 Cr—
Housing Finance
6.2%
1,178 Cr189 Cr—
Less: Inter segment Elimination—0 Cr0 Cr—
Life Insurance
52.4%
9,947 Cr66 Cr—
NBFC
37.9%
7,190 Cr1,677 Cr—
Other Fianncial Services
2.7%
517 Cr302 Cr—
Stocks and Securities Broking
1.3%
246 Cr59 Cr—

Shares add up to 118% because segment revenues are before inter-segment eliminations.

What we see

Concerns
  • ✗Operating cash flow is negative even though the company shows a profit — the business may not be generating real cash yet.
2 more signals from the filings.Sign in free to see them all

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income—1,750 Cr1,741 Cr1,789 Cr1,772 Cr1,878 Cr1,896 Cr2,039 Cr2,199 Cr2,305 Cr2,416 Cr2,586 Cr
Other income10 Cr15 Cr24 Cr49 Cr40 Cr22 Cr25 Cr28 Cr14 Cr49 Cr16 Cr8 Cr
Net operating income10 Cr1,765 Cr1,765 Cr1,838 Cr1,812 Cr1,900 Cr1,921 Cr2,067 Cr2,213 Cr2,354 Cr2,432 Cr2,593 Cr
Employee cost344 Cr400 Cr438 Cr434 Cr439 Cr471 Cr475 Cr493 Cr520 Cr566 Cr579 Cr676 Cr
Other expenses4,108 Cr4,817 Cr6,391 Cr4,654 Cr5,781 Cr5,001 Cr7,556 Cr4,714 Cr5,651 Cr6,611 Cr7,945 Cr6,097 Cr
Provisions & contingencies————————————
Depreciation48 Cr50 Cr54 Cr55 Cr60 Cr64 Cr68 Cr71 Cr77 Cr76 Cr82 Cr82 Cr
Profit before tax1,009 Cr1,050 Cr1,612 Cr1,074 Cr1,415 Cr1,030 Cr1,361 Cr1,178 Cr1,212 Cr1,322 Cr1,559 Cr1,641 Cr
Tax %28.2%27.6%20.1%27.5%27.9%29.7%34.9%27.8%27.2%26.9%25.3%25.4%
Net profit725 Cr760 Cr1,288 Cr779 Cr1,021 Cr724 Cr886 Cr851 Cr882 Cr966 Cr1,165 Cr1,224 Cr
EPS (₹)₹2.71₹2.83₹4.79₹2.92₹3.84₹2.72₹3.32₹3.20₹3.27₹3.62₹4.31₹4.46

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income——2,310 Cr—2,852 Cr3,550 Cr4,841 Cr6,673 Cr7,334 Cr8,958 CrSign in free for the trailing twelve months
Other income63 Cr213 Cr8 Cr18 Cr26 Cr11 Cr2,786 Cr55 Cr134 Cr108 CrSign in free for the trailing twelve months
Net operating income63 Cr213 Cr2,318 Cr18 Cr2,878 Cr3,561 Cr7,627 Cr6,728 Cr7,467 Cr9,067 CrSign in free for the trailing twelve months
Employee cost717 Cr1,499 Cr788 Cr723 Cr758 Cr868 Cr1,140 Cr1,538 Cr1,827 Cr2,158 CrSign in free for the trailing twelve months
Other expenses1,030 Cr7,452 Cr8,382 Cr9,153 Cr11,963 Cr14,539 Cr17,380 Cr19,103 Cr22,959 Cr24,922 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation43 Cr109 Cr58 Cr103 Cr114 Cr122 Cr145 Cr194 Cr246 Cr307 CrSign in free for the trailing twelve months
Profit before tax1,066 Cr1,554 Cr1,381 Cr1,280 Cr1,546 Cr2,287 Cr5,635 Cr4,582 Cr4,880 Cr5,271 CrSign in free for the trailing twelve months
Tax %35.1%35.4%41.2%32.3%28.5%27.4%14.4%25.0%30.1%26.7%Sign in free for the trailing twelve months
Net profit691 Cr824 Cr811 Cr866 Cr1,106 Cr1,660 Cr4,824 Cr3,439 Cr3,410 Cr3,864 CrSign in free for the trailing twelve months
EPS (₹)₹6.35₹4.22₹3.96₹4.07₹4.67₹7.06₹19.84₹13.05₹12.79₹14.41Sign in free for the trailing twelve months
Dividend payout %————1.0%1.1%0.6%0.0%1.8%0.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital1,232 Cr2,201 Cr2,201 Cr2,414 Cr2,415 Cr2,416 Cr2,418 Cr2,600 Cr2,607 Cr2,620 Cr
Reserves5,363 Cr6,450 Cr7,311 Cr10,162 Cr11,327 Cr13,076 Cr17,893 Cr24,217 Cr27,782 Cr31,804 Cr
Borrowings30,157 Cr40,004 Cr55,217 Cr55,584 Cr52,675 Cr58,052 Cr84,321 Cr1,09,540 Cr1,39,347 Cr1,78,880 Cr
Other liabilities39,423 Cr43,817 Cr43,817 Cr44,290 Cr56,394 Cr65,997 Cr74,613 Cr93,924 Cr1,07,367 Cr1,19,746 Cr
Total liabilities78,141 Cr94,069 Cr1,09,703 Cr1,13,769 Cr1,24,296 Cr1,41,140 Cr1,80,754 Cr2,32,102 Cr2,79,061 Cr3,35,393 Cr
Fixed assets (net)107 Cr156 Cr136 Cr121 Cr102 Cr114 Cr148 Cr255 Cr357 Cr371 Cr
CWIP2 Cr0.59 Cr1 Cr3 Cr1 Cr12 Cr9 Cr10 Cr22 Cr11 Cr
Investments11,760 Cr14,555 Cr18,169 Cr47,749 Cr56,838 Cr66,260 Cr76,093 Cr95,159 Cr70,347 Cr79,619 Cr
Loans & advances——61,888 Cr58,437 Cr59,726 Cr66,198 Cr93,427 Cr1,23,118 Cr1,52,644 Cr1,95,331 Cr
Inventories583 Cr116 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr
Trade receivables370 Cr425 Cr374 Cr477 Cr446 Cr659 Cr411 Cr698 Cr688 Cr843 Cr
Cash & bank804 Cr1,090 Cr743 Cr2,825 Cr2,356 Cr2,049 Cr1,731 Cr1,554 Cr4,331 Cr2,403 Cr
Other assets64,516 Cr77,727 Cr28,391 Cr4,157 Cr4,827 Cr5,848 Cr8,935 Cr11,307 Cr50,672 Cr56,814 Cr
Total assets78,141 Cr94,069 Cr1,09,703 Cr1,13,769 Cr1,24,296 Cr1,41,140 Cr1,80,754 Cr2,32,102 Cr2,79,061 Cr3,35,393 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-7,570 Cr-11,102 Cr-10,256 Cr4,165 Cr-308 Cr-5,070 Cr-24,053 Cr-24,100 Cr-27,935 Cr-36,544 Cr
Cash from investing-2,122 Cr-557 Cr-690 Cr-3,102 Cr2,429 Cr-1,446 Cr-2,650 Cr-4,590 Cr935 Cr-3,544 Cr
Cash from financing9,870 Cr11,816 Cr10,852 Cr1,023 Cr-2,581 Cr5,836 Cr26,385 Cr28,514 Cr29,777 Cr38,161 Cr
Net cash flow179 Cr158 Cr-94 Cr2,086 Cr-459 Cr-679 Cr-318 Cr-176 Cr2,776 Cr-1,927 Cr
Free cash flow (OCF − Capex)-7,692 Cr-11,279 Cr-10,418 Cr4,008 Cr-458 Cr-5,249 Cr-24,299 Cr-24,503 Cr-28,392 Cr-36,938 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %8.7%9.1%8.3%8.5%8.0%7.7%9.8%8.8%8.5%7.8%
ROE %6.2%8.0%7.0%5.8%7.4%10.0%22.0%11.6%10.3%10.2%
Debtor days23129108115767
Inventory days36300000000
Days payable4323————————
Cash conversion cycle17-89108115767
Debt / equity4.574.625.804.423.833.754.154.084.595.20
Current ratio0.920.91————————
Net debt / EBITDA8.77—10.259.219.5310.1211.108.979.4910.57