Aadhar Housing Finance Limited
Aadhar Housing Finance Limited (AADHARHFC) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Housing Finance Company
aadharhousing.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 334 Cr | 357 Cr | 387 Cr | 417 Cr | 408 Cr | 428 Cr | 458 Cr | 485 Cr | 508 Cr | 510 Cr |
| Other income | 0.02 Cr | 0.01 Cr | 0.01 Cr | 0.03 Cr | 1 Cr | 3 Cr | 2 Cr | 1 Cr | 8 Cr | 4 Cr |
| Net operating income | 334 Cr | 357 Cr | 387 Cr | 417 Cr | 409 Cr | 431 Cr | 460 Cr | 487 Cr | 516 Cr | 515 Cr |
| Employee cost | 113 Cr | 111 Cr | 114 Cr | 115 Cr | 125 Cr | 128 Cr | 136 Cr | 134 Cr | 155 Cr | 163 Cr |
| Other expenses | 56 Cr | 43 Cr | 53 Cr | 53 Cr | 66 Cr | 52 Cr | 59 Cr | 62 Cr | 75 Cr | 53 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 6 Cr | 6 Cr | 6 Cr | 6 Cr | 6 Cr | 7 Cr | 7 Cr | 7 Cr | 11 Cr | 9 Cr |
| Profit before tax | 259 Cr | 257 Cr | 292 Cr | 308 Cr | 316 Cr | 305 Cr | 343 Cr | 360 Cr | 398 Cr | 364 Cr |
| Tax % | 22.0% | 22.2% | 22.2% | 22.2% | 22.5% | 22.2% | 22.3% | 21.8% | 21.9% | 22.3% |
| Net profit | 202 Cr | 200 Cr | 228 Cr | 239 Cr | 245 Cr | 237 Cr | 266 Cr | 281 Cr | 311 Cr | 282 Cr |
| EPS (₹) | ₹5.11 | ₹4.86 | ₹5.31 | ₹5.56 | ₹5.68 | ₹5.50 | ₹6.16 | ₹6.49 | ₹7.16 | ₹6.47 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|
| Net Interest Income | 1,283 Cr | 1,545 Cr | 1,880 Cr | Sign in for TTM |
| Other income | 0.17 Cr | 1 Cr | 14 Cr | Sign in for TTM |
| Net operating income | 1,283 Cr | 1,546 Cr | 1,894 Cr | Sign in for TTM |
| Employee cost | 403 Cr | 464 Cr | 553 Cr | Sign in for TTM |
| Other expenses | 175 Cr | 215 Cr | 248 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | Sign in for TTM |
| Depreciation | 21 Cr | 25 Cr | 32 Cr | Sign in for TTM |
| Profit before tax | 960 Cr | 1,173 Cr | 1,406 Cr | Sign in for TTM |
| Tax % | 21.9% | 22.3% | 22.1% | Sign in for TTM |
| Net profit | 750 Cr | 912 Cr | 1,096 Cr | Sign in for TTM |
| EPS (₹) | ₹18.99 | ₹21.43 | ₹25.31 | Sign in for TTM |
| Dividend payout % | 0.0% | 0.0% | 0.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Equity capital | 395 Cr | 431 Cr | 436 Cr |
| Reserves | 4,055 Cr | 5,941 Cr | 7,105 Cr |
| Borrowings | 13,960 Cr | 16,322 Cr | 18,744 Cr |
| Other liabilities | 684 Cr | 529 Cr | 1,114 Cr |
| Total liabilities | 19,093 Cr | 23,224 Cr | 27,399 Cr |
| Fixed assets (net) | 30 Cr | 32 Cr | 35 Cr |
| CWIP | — | 0 Cr | 0 Cr |
| Investments | 462 Cr | 513 Cr | 637 Cr |
| Loans & advances | 16,903 Cr | 20,484 Cr | 24,840 Cr |
| Trade receivables | 20 Cr | 25 Cr | 27 Cr |
| Cash & bank | 356 Cr | 878 Cr | 715 Cr |
| Other assets | 1,322 Cr | 1,292 Cr | 1,145 Cr |
| Total assets | 19,093 Cr | 23,224 Cr | 27,399 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Cash from operating activity | -2,429 Cr | -3,027 Cr | -2,808 Cr |
| Cash from investing | 602 Cr | 160 Cr | 309 Cr |
| Cash from financing | 1,778 Cr | 3,389 Cr | 2,336 Cr |
| Net cash flow | -49 Cr | 522 Cr | -164 Cr |
| Free cash flow (OCF − Capex) | -2,444 Cr | -3,041 Cr | -2,827 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| ROCE % | 10.6% | 10.3% | 10.5% |
| ROE % | 0.0% | 0.0% | 14.5% |
| Debtor days | 3 | 3 | 3 |
| Inventory days | 0 | 0 | 0 |
| Days payable | — | — | — |
| Cash conversion cycle | 3 | 3 | 3 |
| Debt / equity | 3.14 | 2.56 | 2.49 |
| Current ratio | — | — | — |
| Net debt / EBITDA | 6.92 | 6.51 | 6.43 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Gross NPA | — | — | — |
| Gross NPA % | — | — | — |
| Net NPA | — | — | — |
| Net NPA % | — | — | — |
| CET1 % | — | — | — |
| Additional Tier 1 % | — | — | — |
| Capital adequacy % | — | — | — |
| NIM % | — | — | — |
| ROA % | — | — | — |
Compare with peers
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